of Pakistani adults could answer basic money questions (inflation, interest, risk) in the latest comparable global survey.
2014 surveyS&P Global FinLit Survey (GFLEC) ↗Hisaab,
ab AI se.
Your AI partner. Never sleeps. Never forgets.
Ek desk. Saara hisaab. Ghar ka kharcha aur karobaar ka hisaab, ek hi jagah. Urdu ya English mein poochein, Billu foran bata dega.
- Urdu + English
- Bill scan
- Due date se pehle reminder
Jald aa raha haiAndroid
Jald aa raha haiiPhone
9:41●●● ▮
Salam, Ayesha 👋Aaj ka hisaab
A
Is mahine ki bachat
Rs 48,250
Daily
Business
Scan
Shaadi
Dutch
Committee
Aane wale billsSab dekhein
⚡
Bijli ka bill3 din mein due
Rs 7,850↻
Committee qist1 Nov
Rs 10,000◎
Internet5 Nov
Rs 3,499Bill scan ho gayaGas · Rs 3,420 · due 24 Oct
Billu reminderBijli ka bill 3 din mein due hai
BilluYour AI partner
Muft · Free tools
Billu ke free calculators
Abhi try karein: koi sign-up nahi, koi charges nahi. Hisaab foran, Billu ke andaaz mein.
🤝Committee calculatorKitna pot banega, aap ki baari kab aayegi, aur poora schedule ek nazar mein.Hisaab lagao →
💍Shaadi budget plannerBudget set karo, Billu har function mein baant dega. Kharcha track karo aur reminders lo.Plan banao →
🌙Zakat calculatorCash, bank, sona-chandi aur karobaar ka maal daalo, nisab aur 2.5% foran pata chalega.Zakat nikalo →
About Us
Made in Pakistan, to bring every hisaab onto one desk.
Every Pakistani home and business runs on hisaab. It lives in the notebook by the till, the WhatsApp chat about who owes whom, and the half-dozen apps nobody has time to open. Most of us keep two sets of books in our heads: one for the ghar, one for the karobaar. Hisaab Desk brings both onto a single desk.
Hisaab Desk puts your personal and business money under one login, with a dedicated desk for each. Guiding you everywhere is Billu, our AI partner. He tracks, nudges, and keeps your hisaab in its place. He never sleeps and never forgets, so you don't have to carry it all in your head.
Our mission is bigger than tracking money. We want to build real money confidence and make financial control a daily habit, as natural as morning chai. We're building it in Pakistan, for Pakistan, in the language people actually speak.
Hisaab, ab AI se.
BilluYour AI partner
Why this matters
of adults (15+) have a bank or mobile-money account. For women, it is just 11.9%.
2024 survey · Findex 2025World Bank, Global Findex 2025 ↗of retail payments are now digital by count, yet only 29% by value. Cash still matters.
FY2024-25SBP Payment Systems Review FY25 ↗“Our mission is simple: to make financial control a daily habit for every Pakistani home and business.
Clarity over complexity
If a feature needs a manual, we haven't finished building it.
Local at heart
Committees, udhaar, shaadi budgets and Roman Urdu are not edge cases. They are the product.
Trust, always
Your money is personal. We treat your data with the same care we'd want for our own families.
Progress, daily
Small, consistent steps build financial confidence. We are here for every one of them.
Masla kya hai?
Aapka hisaab har taraf bikhra hua hai.
Salary bank app mein, kharcha wallet mein, udhaar chat mein, budget Excel mein, committee register mein — aur baqi sab yaad pe. Paisa har jagah hai, par control kahin nahi.
Pehle
Bank appSalary aayi… phir?3
Wallet appRs 1,200 kahan gaye?9
Excel sheetbudget_final_v7.xlsx
RegisterPage 47… ya 48?
Chat groups"Bhai mera 2,000?"27
CashKoi record nahi
⚠️ Bill ki due date nikal gayi
Ab
Ek desk.
Ek desk.
Saara hisaab.
Har account, har wallet, har bill, har udhaar — ek hi jagah, saaf saaf. Aur Billu sab yaad rakhta hai.
Total balance · sab accountsRs 2,48,650
- Bank accountRs 1,82,400
- Wallet appRs 31,250
- CashRs 18,000
- Udhaar wapas aana haiRs 17,000
Sab set hai. Bijli ka bill Tuesday ko — reminder laga diya ✅
01
Sab ek jagah
Bank, wallet, cash aur udhaar — ek screen, ek total.
02
Bas poochein
"Pichle mahine petrol pe kitna laga?" Billu foran bata dega.
03
Kuch nahi bhoolega
Bills, qistein, budget — Billu sab yaad rakhta hai.
The Desks
Har hisaab ki apni desk.
Ghar ho ya business, shaadi ho ya committee — sab ek hi app mein. Kisi bhi desk pe click karke detail dekhein.
Sab desks tayyar hain, boss!
Dashboard
Poori picture, ek nazar mein.
Ghar ka hisaab ho ya dukaan ka — roz subah sab kuch saaf saaf. Neeche badal kar dekhein.
Sample data · demo only
Kaise chalta hai
Teen qadam. Bas.
Na koi lamba form, na koi training. Shuru karein aur Billu ko kaam karne dein.
-
01
Sign up karein
Naam aur number daalein. Ek minute ka kaam.
WhatsApp number03xx xxxxxxxShuru karein -
02
Apna hisaab daalein
Jaise aasaan lage: likh dein, bill ki photo lein, ya purani sheet upload kar dein.
Type karein Bill scan Purani sheet -
03
Billu baaki sambhal lega
Bills, budget, udhaar, qistein. Sab yaad rakhega aur waqt pe batayega.
BilluBijli ka bill kal due hai. Reminder laga diya ✅
Itna hi. Baaki ka hisaab Billu ka sir dard.
Billu ko try karein
Try Billu
Billu se baat karein.
Koi bhi sawal tap karein, ya khud likhein. Billu foran jawab dega, thodi shararat ke saath.
- Urdu, English ya dono mila kar
- Kharcha, bills, qistein, budget
- Din ho ya raat, hamesha haazir
BilluYour AI partner
BilluYour AI partner · online
Demo
Salam! 👋 Main Billu hoon, aapka AI partner. Neeche koi sawal tap karein, ya khud likh kar poochein.
Ye sirf demo hai. Saare numbers sample hain.
Why Hisaab Desk
Your money deserves more than a register, a spreadsheet and a good memory.
Pakistan has gone digital at remarkable speed, but the way we keep track of money hasn't kept up. Hisaab Desk closes that gap — quietly, intelligently, every single day.
One login for home and business
Your personal and business money sit on two desks, side by side, never mixed up.
Billu, wherever you are
Wherever you open Hisaab Desk, it's the same Billu, the same voice, the same hisaab. He reads your bills, answers in Urdu or English, and never forgets a due date.
One desk instead of a pile of apps
Spending, savings, udhaar, sales and stock all live in one place, so you finally see the whole picture.
Built for how Pakistan lives
It speaks your language, fits your habits, and is designed for homes and businesses here, from the ghar to the dukaan.
Control that becomes a habit
Small daily check-ins turn financial confidence into second nature.
Meet Billu
Your AI partner. Never sleeps. Never forgets. Udhaar yaad dilana ab awkward nahi: Billu tameez se message bana deta hai, aap bas bhej do.
FAQ
Aap ke sawal, hamare jawab.
Jo log sab se zyada poochte hain. Kuch aur poochna ho to seedha likhein: hisaabdesk@gmail.com
BilluYour AI partner
Aapka data aapki amaanat hai. Hum Hisaab Desk ki security shuru se bank-level standards ko saamne rakh kar bana rahe hain: encrypted data, mehfooz login, aur aapki marzi ke baghair kuch share nahi. Abhi hum launch se pehle ki stage par hain, is liye koi certificate ka daawa nahi karenge. Launch par poori detail saaf saaf batayenge.
Pricing abhi final nahi hui. Founding Member offer: pehle 2,000 paying Member-plan users ko lifetime 40% off. Waitlist join karna free hai, lekin sirf waitlist join karne se discount pakka nahi hota. Founding Members offer dekhein
Jald! Hum aakhri tayyari mein hain. Waitlist join kar lein, launch hote hi sab se pehle aapko pata chalega.
Billu Hisaab Desk ka AI partner hai. Kharcha, bills, udhaar ya budget, jo poochna ho Urdu ya English mein poochein. Woh foran jawab dega, reminder lagayega, aur kabhi nahi bhoolega. Thoda shararti bhi hai 😄
Bilkul. Business Desk par sales, kharcha, profit aur udhaar sab ek jagah milta hai. Dukaan ho, online store ho ya chhota karobar, roz ka hisaab saaf rehta hai.
Ji haan. Urdu, English ya dono mila kar likhein, jaise aap roz baat karte hain. Billu samajh jayega.
Founding spots open
Billu's First 2,000.
Billu's First 2,000.
Founding Members only.
Pehle 2,000 paying Member-plan users ko lifetime 40% off.
Saare tabs, ek membership.
Waitlist join karna free hai, lekin sirf waitlist se 40% off pakka nahi hota. Discount pehle 2,000 paying Member-plan users ke liye hai.
Apni seat lock karoOffer: lifetime 40% off the Member plan for the first 2,000 paying Member-plan users. Joining the waitlist is free and does not by itself guarantee the discount. Your price stays locked while your subscription stays active without a break. One per account. Badge number is for illustration. Terms apply (full terms at launch).
Early access
Sab se pehle try karein.
Waitlist join karein — launch se pehle Hisaab Desk aapke haath mein. Launch hote hi hum aapko khabar denge.
Jald aa raha haiAndroid
Jald aa raha haiiPhone
Main intezaar kar raha hoon! 🤗
BilluYour AI partner
Feedback
Sach batao, kaisa laga?
Aapki raaye se hi Hisaab Desk banega. Bas 3 tap, 20 second.